5 Gorgeous Places to Get a Beachfront Ocean View Condo for $300,000 or Less (psst: Hawaii is not out of place)

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Cocoa Beach, Florida

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Even if you just look in your neighbor’s kitchen, you’ll probably pay six figures for a property on the beach today – given that the average selling price of a home in the United States was 408 $100 in the last quarter of 2021. But there are still places where you can find a beautiful beachfront condo or apartment with an ocean view for less than $300,000 (see the lowest mortgage rates you can get). can claim here.)

If you want solitude: Maunaloa, Hawaii

Papohaku Beach, Molokai, Hawaii

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Sitting high on the hills above the coast at the western end of Molokai, the fifth largest island in the Hawaiian archipelago, Maunaloa is a quiet, sparsely populated town. With long sweeping views over green fields that plunge into the deep blue of the Pacific Ocean, Maunaloa is home to Papohaku and Kapukahehu Beaches, renowned for their relative isolation (compared to more popular beaches like Waikiki). The average house price in Maunaloa is around $350,000, but even less money ($299,000) will buy you this one-bedroom condominium with a lanai (terrace) that overlooks the ocean. Maunaloa also boasts the Big Wind Kite Factory, which has been a community staple for 41 years, as well as food trucks and casual eateries including Moloka’i Burgers and Maka’s Corner. (See the lowest mortgage rates you can qualify for here.)

Population: ~434
Cost of life: 15.9% above the US average
Source: Census population, cost of living from Sperling’s Best Places

If you like snorkeling and fishing: Galveston, Texas

Galveston, TX

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Not only home to 32 miles of beaches, Galveston is also close to the Flower Garden Banks National Marine Sanctuary, which is a natural coral reef that spans 160 square miles of underwater salt domes. It’s home to plenty of distractions, including the Pleasure Pier, an amusement park on the coast, and Moody Gardens, a complex of three glass pyramids that’s home to a rainforest, theaters, and a host of animals, including river otters and penguins. The average price of a home in Galveston is around $340,000, according to Zillow, but for less than $300,000 you can live resort-style living in a condominium with a balcony overlooking the Gulf of Mexico. The city excels in barbecue, Tex-Mex and seafood restaurants, including Koop’s BBQ Kitchen & Catering, which won Galveston’s Best BBQ. (See the lowest mortgage rates you can qualify for here.)

Population: 53,695
Cost of life: 8.3% below the US average

If you like walking on the beach: Lincoln City, Oregon

City of Lincoln, Oregon

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So wild it seems almost prehistoric, Lincoln City’s shoreline is filled with soft-sand beaches filled with tidal pools and ancient cliffs. Each year, 3,000 glass orbs (called “floaters”) are left on the seven-mile stretch of shoreline by local artists with the intention that they be found by beachcombers. The area abounds in natural beauty, including Devil’s Lake State Recreation Area, which sits in the center of town and offers campgrounds for visitors, as well as opportunities for kayaking and fishing. The average price of a home in Lincoln City is currently over $480,000, according to Zillow, but there are deals to be had, including on this one-bedroom ocean-view condo, as well as the access to an indoor swimming pool. The town prides itself on offering excellent ocean cuisine, available at Barnacle Bill’s Seafood Market and Mr. Bills Smokehouse, as well as Kyllo’s Seafood & Grill. If you get bored of the outdoors, there’s the Chinook Winds Casino Resort, which offers gaming, dining, and live entertainment. (See the lowest mortgage rates you can qualify for here.)

Population: 9,815
Cost of life: 0.2% below the US average

Cocoa Beach, Florida

Cocoa Beach, Florida

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An hour’s drive southeast of Orlando, Cocoa Beach, located on a barrier island between Banana River Lagoon and the Atlantic Ocean, is near Kennedy Space Center, a NASA complex that launches regularly shuttles and rockets in space. In addition to offering the quintessential Florida beach experience – sandy beaches and warm ocean waters – Cocoa Beach is just minutes from Port Canaveral, a cruise, cargo and naval port where, if you bored, you can easily take a cruise anytime. . The average home price in Cocoa Beach is around $480,000, according to Zillow, but you can definitely find deals on beachfront condos. For example, this two-bedroom, two-bathroom with a deck private cobblestone that offers views of the dunes and ships crossing the ocean beyond. If eating in flip flops is your thing, you’ll find plenty to love in Cocoa Beach’s restaurant and bar scene, which includes joints like Coconuts on the Beach and Longboards Tiki Beach Grille. (See the lowest mortgage rates you can qualify for here.)

Population: 11,354
Cost of life: 8.3% above the US average

Myrtle Beach, SC

Myrtle Beach, SC

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In pre-pandemic years, Myrtle Beach attracted more than 20 million visitors each year, due to its plethora of golf courses – 86 in total – as well as its bustling boardwalk, which stretches 2 km from ribs. The city, which also has more than 1,800 restaurants, 425 hotels, 300 retail outlets, and seven performance venues, is a great place to live if you want the ocean and more. The average price of a home in Myrtle Beach is $280,000, according to Zillow, and you can also get condos for around that price, like this fully furnished two-bedroom, two-bathroom condominium with a balcony that directly overlooks on the beach. The city offers a wide variety of cuisines; for fine dining, expect plenty of steakhouses and seafood restaurants such as Sea Captains House and New York Prime. (See the lowest mortgage rates you can qualify for here.)

Population: 35,682
Cost of living: 15.2% lower than the American average

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