Indore (Madhya Pradesh): Until this era of internet and digitalization, we had heard of thefts of valuables, money and the like. But now, this era of information technology has introduced a new form of theft – identity theft, which is more harmful than stealing anything else – and even more valuable than gold. This is especially true when 62% of the world’s population uses the internet and the data of over 4.5 billion people is out there to steal. In Norton’s reports, over the past 1.5 years, more than 2.7 lakh people have been victims of identity theft, an average of 4,900 people per day.
National-level cyber expert Gaurav Rawal, raising awareness about this type of theft, said on Wednesday, “Cyber fraud has increased significantly over the past few years. Especially the Covid-19 lockdowns and impulsive recessions have either accelerated this type of fraud.”
What does a fraudster do?
Rawal added that in identity theft, the fraudster uses the database of the user available on the internet without the knowledge of the user. The fraudster can use this data to take out loans online, open bank accounts for illegal money transfers, purchase illegal items and many other things.
“Can spell real trouble!”
“Many times the use of this data is never revealed, but if someone’s illegal activity comes to the attention of legal authorities, the person whose identity was used can be in big trouble. ” There are several ways to protect ourselves and ensure that we are not victims of identity theft and that our identity and data are protected. – Teacher. Gaurav Rawal, National Level Cyber Expert
“A lot of people are aware of this type of fraud and when something goes wrong, they get into a legal mess. If you use the internet and share your data on any platform, you need to verify yourself using the said methods. Never share your Aadhaar number, OTP, digital copy of any document with a stranger without authenticating the identity of the person’ – Teacher. Gaurav Rawal, National Level Cyber Expert
How to Check for Identity Theft
§ The person must regularly check their bank statement… at least two or three times a week
§ If irregularities are found on the account, he/she must contact his/her bank; moreover, people should check every transaction detail and the amount deducted or credited to the account
§ It often happens that fraudsters connect the person’s account to an automatic payment system and monthly payments are deducted from the account
Government of India’s Department of Telecommunications has provided a portal where a person can check where their details are linked and when they were linked
‘The portal is Telecom Analysis for Fraud Management and Consumer Protection (TAFCOP). The URL is www.tafcop.dgtelecom.gov.in. People can visit this website, submit their mobile number on which an OTP will be received. After entering the OTP, the person’s profile will open where there will be a list of all the accounts, apps and websites where the number is registered and used. However, this facility is available in limited states of the country as a pilot project,” Rawal said.
Check your CIBIL score and log in to the CIBIL portal. On this portal, a person can check how many loans are outstanding and how much he has paid. In addition, they will know if there is a loan application submitted by the person and, if an outstanding “uncontracted” loan or such application is found, the person can contact the cyber police in their relevant area to protect yourself from online fraud
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Posted: Wednesday, February 02, 2022, 11:42 PM IST